Real World Financial Advice for Families.

Welcome to the DoughMain blog.  Here you'll find practical advice for talking to your kids about money and staying organized and connected as a family.

| Friday, May 22nd, 2015

Reward Your Kids’ Healthy Choices

Encouraging kids to stay active and healthy doesn’t have to involve an overload of nagging. With summer break just around the corner, you might have visions of your kids spending hours in the pool, riding their bikes with their friends and snacking on watermelon slices washed down with organic milk. Your kiddos, on the other… View Article

| Thursday, May 14th, 2015

Recent Changes to Credit Scores and Reporting

  Credit scores play an important role in your financial life. Not only is a good score essential for obvious financial events like qualifying for a loan or getting a credit card, but also for the less obvious like obtaining cell phone service, renting a car, or perhaps even getting a job. Two important changes to… View Article

| Wednesday, May 6th, 2015

Saving Contributes to Financial Well-Being

Getting on the right track for saving for big goals requires the first step to be a good one. Do you remember the first time your parents let you open a bank account? Do you remember having a piggy bank or a place where you could see your money grow? Today we have online banks… View Article

| Thursday, April 30th, 2015

5 Charity-Inspired Mom’s Day Gifts

Donating to charities and supporting meaningful causes is important, not only in learning compassion, but also in financial planning and management. If your mom is a philanthropist, a thoughtful gesture could be donating to a cause in her name. Not sure what cause is most important to her? Check out these ideas and make a… View Article

| Thursday, April 23rd, 2015

The Importance of Learning Through Play

Do you remember how much you loved to play as a child? Even as adults, play is an integral part of our lives. We are constantly trying to make dull things fun and work less boring. But what you may not realize is how much you learn through play. True, play is often a good… View Article

| Thursday, April 16th, 2015

Should You Update or Replace It? How to Get the Best Bang for Your Buck

When something breaks or gets damaged, we often think that the only option is to replace it and swallow the cost. But by doing a little searching and taking the time to find out exactly what you need, you can often get by with a small upgrade or replacement part to make something work good… View Article

, , | Wednesday, April 1st, 2015

Chores or Allowance? Why Not Tie Chores to Allowance?

The advice just keeps coming: Pay kids to do chores; Don’t pay for chores Give kids an allowance to teach them about money Don’t pay your kids allowance or they will never get a job Give them money and they’ll feel entitled because they’re cute & sweet What’s a parent to do? Allowance vs Chores… View Article

, | Wednesday, March 25th, 2015

First Job Means First Bills: 4 Expenses Your Teen Can Pay For

After a decade and a half of footing the bill for every expense for your child, the day has finally come when he or she can finally get his or her first job. Whether it’s babysitting, bagging groceries or mowing lawns for the neighbors, your child is finally going to learn the value of a… View Article

| Wednesday, March 18th, 2015

The Best Way to Track Chores and Allowances: DoughMain

Confused by all of the recent media reports telling you not to tie an allowance to chores?  There are several chore/allowance “camps”: Allowance – A weekly amount of money that is provided with no expectation that the child will complete chores to earn their money. Allowance for a set amount of chores – You expect… View Article

, | Wednesday, March 11th, 2015

Practical Financial Advice Learned From Dad

According to The 2010 Consumer Financial Literacy Survey prepared for The National Foundation for Credit Counseling, 28 percent of adults don’t pay their bills on time. They also found that one in three adults aren’t saving for their retirement. Show those statistics to your dad, and he probably will launch into a long list of… View Article

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